The U.S. Treasury Department went live on March 19 with its Making Home Affordable program, which aims to help home owners refinance or modify their mortgages. The campaign includes a Web site at makinghomeaffordable.gov as well as a telephone hotline number at (888) 995-4673. The federal government is targeting 9 million home owners whose loans are held by Fannie Mae or Freddie Mac.

This new site includes a user-friendly design and some cool new tools like a quiz to see if you’re eligible for mortgage modification and a calculator that allows home owners to estimate the reduction to their monthly mortgage payment that they might get under the plan.

IS IT IN MY BEST INTEREST TO WALK AWAY FROM MY ARIZONA HOME?   
You decide.  Numerous variables are involved but the biggest is probably your assessment of the future of housing pricing.  No one can predict future prices, but the conventional wisdoms says that it is probably not realistic to believe that housing prices will increase by more than 4%-8% per year on average.

This site has a calculator that can help you decide

http://www.payorgo.com/

If you see this post it means that BlogEngine.NET 1.4.5 is running and the hard part of creating your own blog is done. There is only a few things left to do.

Write Permissions

To be able to log in to the blog and writing posts, you need to enable write permissions on the App_Data folder. If you’re blog is hosted at a hosting provider, you can either log into your account’s admin page or call the support. You need write permissions on the App_Data folder because all posts, comments, and blog attachments are saved as XML files and placed in the App_Data folder. 

If you wish to use a database to to store your blog data, we still encourage you to enable this write access for an images you may wish to store for your blog posts.  If you are interested in using Microsoft SQL Server, MySQL, VistaDB, or other databases, please see the BlogEngine wiki to get started.

Security

When you've got write permissions to the App_Data folder, you need to change the username and password. Find the sign-in link located either at the bottom or top of the page depending on your current theme and click it. Now enter "admin" in both the username and password fields and click the button. You will now see an admin menu appear. It has a link to the "Users" admin page. From there you can change the username and password.  Passwords are hashed by default so if you lose your password, please see the BlogEngine wiki for information on recovery.

Configuration and Profile

Now that you have your blog secured, take a look through the settings and give your new blog a title.  BlogEngine.NET 1.4 is set up to take full advantage of of many semantic formats and technologies such as FOAF, SIOC and APML. It means that the content stored in your BlogEngine.NET installation will be fully portable and auto-discoverable.  Be sure to fill in your author profile to take better advantage of this.

Themes and Widgets

One last thing to consider is customizing the look of your blog.  We have a few themes available right out of the box including two fully setup to use our new widget framework.  The widget framework allows drop and drag placement on your side bar as well as editing and configuration right in the widget while you are logged in.  Be sure to check out our home page for more theme choices and downloadable widgets to add to your blog.

On the web

You can find BlogEngine.NET on the official website. Here you'll find tutorials, documentation, tips and tricks and much more. The ongoing development of BlogEngine.NET can be followed at CodePlex where the daily builds will be published for anyone to download.

Good luck and happy writing.

The BlogEngine.NET team